Last Updated: 4 May, 2026 

About the Website

Welcome to Capital Finance and Mortgages (the “Website”). This Website provides finance and mortgage broking services across all Australian states and territories (the “Services”).

By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, you must stop using the Website immediately.

We reserve the right to update or change these Terms at any time. Changes will take effect immediately once published on the Website. Continued use of the Website constitutes your acceptance of any updates.

Acceptance of Terms

You accept these Terms by:

• Using or browsing the Website; or

• Engaging with our Services; or

• Clicking to accept or agree where such option is provided

Services Disclaimer

Capital Finance and Mortgages provides finance and mortgage broking services. We do not act as a lender.

Any information on this Website is general in nature and does not constitute financial, legal, or credit advice. You should seek independent professional advice before making financial decisions.

Approval for loans or financial products is subject to lender criteria and responsible lending obligations.

Intellectual Property

All content on this Website, including text, graphics, branding, logos, design, and software, is owned by or licensed to Capital Finance and Mortgages and is protected under Australian intellectual property laws.

You may:

• View content for personal, non-commercial use

• Print or download extracts for personal use

You must not:

• Reproduce, distribute, modify, or republish content

• Use our branding or materials for commercial purposes

• Copy or exploit Website content without written permission

Privacy

Your use of this Website is subject to our Privacy Policy.

We are committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth). Please review our Privacy Policy to understand how we collect, use, and store your data.

General Disclaimer

To the maximum extent permitted by law:

• All content on this Website is provided “as is” and “as available”

• We make no guarantees regarding accuracy, completeness, or reliability

• We do not guarantee uninterrupted or error-free access

We are not responsible for:

• Errors, omissions, or outdated information

• Website interruptions, viruses, or technical issues

• Loss or damage resulting from reliance on Website content

Nothing in these Terms excludes rights you may have under the Australian Consumer Law.

Limitation of Liability

To the extent permitted by law:

Capital Finance and Mortgages will not be liable for any indirect, incidental, special, or consequential damages, including:

• Loss of profits

• Loss of business opportunities

• Loss of data or goodwill

Our total liability is limited to the resupply of the Services or the reasonable cost of having the Services supplied again.

Third-Party Links

This Website may include links to third-party websites for your convenience.

We do not control or endorse those websites and are not responsible for their content, security, or privacy practices.

Termination

We may suspend or terminate your access to the Website at any time without notice if:

• You breach these Terms; or

• We discontinue our Website or Services

Indemnity

You agree to indemnify and hold harmless Capital Finance and Mortgages, its employees, agents, and affiliates from any claims, damages, losses, or expenses arising from:

• Your use of the Website

• Your breach of these Terms

• Any misuse of our Services

Governing Law

These Terms are governed by the laws of New South Wales, Australia.

Any disputes arising from these Terms or your use of the Website will be subject to the jurisdiction of the courts of New South Wales.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be severed and the remaining Terms will continue in full force and effect.

Contact Information

If you have any questions about these Terms and Conditions, please contact:

Capital Finance and Mortgages
📞 0406 45 45 45
📧 hello@capitalfinanceandmortgages.com.au
🌐 https://capitalfinanceandmortgages.com.au/